A family legacy built on
protection & trust
For three generations, the Saggau–Reiman family has been providing insurance solutions across the USA with a heartland dedication to every person we serve. Every client becomes part of the family.
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Little Addie.
Big Addie's name.
Papa Tip's mission.
Adeline "Addie" Reiman carries her grandmother's name and her grandfather's calling. John "Papa Tip" Saggau built one of the most distinguished insurance careers in heartland history — opening his own Mutual of Omaha agency in Wichita, Kansas, serving on the MOO Board of Directors, and earning the kind of respect that brought the company's president and General James Doolittle to his grand opening.
That legacy ran deep through the whole family. Her mother Sally Saggau Reiman worked on the fourth floor of Mutual of Omaha headquarters in Omaha, just outside the office of Mabel Chriss — wife of the company's founder. Her uncles Paul and Tom Saggau were dedicated Mutual of Omaha agents in the field. And her dad Malcolm McKillop — the man who chose to show up — was the steady heartland presence who shaped who Addie is today. Before launching Triple R Enterprise, Addie built a deep career in employee benefits and health insurance — helping create a public entity pool providing health coverage for counties across South Dakota, working with 106 schools statewide to build healthier workforces, and serving as an account executive at Holmes Murphy. That breadth of experience means she doesn't just sell insurance — she understands it from the ground up. Now as a fully independent agent, Addie holds contracts with industry-leading carriers including BetterLife, Mutual of Omaha, Principal, Combined, UnitedHealth, The Standard, Delta Dental, and others — giving every client access to the right solution, not just the available one.
A mother of five herself — just like Big Addie before her — she understands firsthand why protecting your family is never just a policy. It's a promise. Every person she works with becomes part of the family. That's not a tagline — it's three generations of proof.
"Addie Reiman reads her Capital Journal on the steps of the Capitol."
Sitting barefoot on the steps of the South Dakota Capitol in Pierre — already in the paper as a little girl, just like Papa Tip before her. Some legacies announce themselves early.
Addie's awards & community leadership
The legacy of excellence isn't just inherited — it's earned. Addie has been recognized across Sioux Falls and the region for her work in business, sales, and community leadership.
Women of Excellence — Excellence in Sales
SME Women in Business (WIB) Award — recognizing outstanding achievement in sales excellence.
Leadership Sioux Falls
Evan C. Nolte Leadership Sioux Falls graduate — Sioux Falls Area Chamber of Commerce program developing the region's next generation of community leaders.
EmBe Tribute to Women — Business Achievement
Nominated for Business Achievement in EmBe's annual Tribute to Women — recognizing women making an impact in the Sioux Falls business community.
Individual & group insurance solutions
A full range of personal and group products through BetterLife and Mutual of Omaha — tailored to fit your life, your family, and your organization.
Whole Life Insurance
Permanent protection with guaranteed coverage that builds cash value and lasts a lifetime.
Term Life Insurance
Simple, budget-friendly protection for 10, 20, or 30 years — including BetterLife's BetterTerm plans.
Universal Life
Flexible coverage that adapts as your life changes — single, joint, or bi-weekly benefit options.
Final Expense
Simplified, graded, and guaranteed issue coverage — no exam required, quick approval.
Annuities
Advantage 30, 40, and 50 annuities plus single premium deferred plans for retirement security.
Group Plans
Employer and organizational group products for businesses, dealer networks, and associations.
The day Papa Tip opened his agency in Wichita
Two extraordinary photographs from the grand opening of John "Papa Tip" Saggau's Mutual of Omaha agency — a day that defined the Saggau family legacy.
The story of how it all began is one worth telling. VJ Skutt, President of Mutual of Omaha, heard Papa Tip speak at the American Legion Club in Omaha — and was so impressed that he approached him afterward and personally offered him an opportunity in insurance. That conversation started a family legacy that has now spanned three generations.
Papa Tip's standing in the industry grew to such distinction that when he opened his own Mutual of Omaha agency in Wichita, Kansas, VJ Skutt came personally to celebrate. Alongside him was General James H. Doolittle — decorated World War II hero — who flew in for the occasion. Papa Tip also served on the Mutual of Omaha Board of Directors.
Beside him always was Big Addie — whose name lives on in her granddaughter, Adeline "Little Addie" Reiman, who carries this legacy forward today through Triple R Enterprise.
"We are highly honored to be the recipients of this award."
The John L. Saggau Agency was named recipient of the coveted President's Circle Plaque for Outstanding Achievement in the Field of Professional Insurance Counseling — awarded for being among the very best health insurance agencies in the nation.
The agency was located at 430 North Woodlawn Avenue, Wichita, Kansas — the same address visible on the Mutual of Omaha seal in the open house photograph. Papa Tip served as General Agent for Mutual of Omaha in South-Central Kansas, with son Tom R. Saggau serving as Unit Manager alongside him.
This recognition wasn't just a plaque — it was public proof of what the Saggau family stood for: putting policyholders first, every single day.
The Saggau family — recognized on the world stage
Papa Tip, Big Addie, and son Tom were photographed on the terrace of the Emerald Beach Hotel in Nassau, Bahamas — attending a Mutual of Omaha general agents' meeting in the Bahamas capital. The story ran in the local paper with a photo credit from the Bahamas News Bureau.
A family that earned national recognition in 1964 and was traveling to the Bahamas for company meetings — this was no ordinary insurance agency. This was a family at the very top of their profession, representing Mutual of Omaha with distinction at every level.
Papa Tip's medals, plaques, and memorabilia — still in the family
Addie still holds her grandfather's original awards, memorabilia, and the full photo album Mutual of Omaha had engraved with his name. These are not copies or reprints — they are the original physical artifacts of a remarkable career, passed down through three generations.
Papa Tip replaced Ronald Reagan on the radio — and interviewed Babe Ruth
Before he became one of the most decorated insurance agents in the heartland, John "Papa Tip" Saggau was a prominent radio sports broadcaster at WOW radio in Omaha — where he wrote the "Down the Line" sports column and replaced none other than Ronald Reagan as sports announcer. His broadcasts covered Nebraska football, hockey, boxing, and bowling — and in 1947, he sat down with Babe Ruth for an interview on the sports mike. It was VJ Skutt who heard Tip speak at the American Legion Club and recognized what everyone listening to WOW already knew — this was a man who commanded a room. His daughter Diane Saggau followed in his footsteps, becoming a broadcaster for KFAB in Omaha, Nebraska.
Three generations. One calling.
What Papa Tip and Big Addie started in Omaha and Wichita touched every branch of the Saggau family — and lives on today in their granddaughter, Little Addie.
John "Papa Tip" & Adeline "Big Addie" Saggau
Papa Tip opened his own MOO agency in Wichita and served on the Mutual of Omaha Board of Directors. Big Addie was the heart of the family and the name passed down to their granddaughter. Their open house drew the president of Mutual of Omaha and General Doolittle.
"You are a daughter to be proud of... as I always ask you, take care of your mother for me. She deserves the best and all the happiness in the world. I pray for the same for you."
Written on her personal "Addie Saggau" letterhead, May 19, 1995 — Big Addie writing directly to Little Addie, encouraging her through a difficult time and reminding her of her mother Sally's strength. Signed "Mama Addie." The name passed down, and with it, the love.
Diane Saggau
Diane followed her father's footsteps straight to the microphone — becoming a broadcaster for KFAB radio in Omaha, Nebraska. She appears in the 1948 WOW News Tower photo at age seven or eight, taking dictation from Papa Tip for the family's Christmas letter — already part of the story before she was old enough to know it. Like her father before her, she found her voice and used it.
"What a father to be proud of...you're not only a leader but you've taught your family how to be too...just a little thank you from me on being such a wonderful father."
Written on Saint Mary's Hospital letterhead from Pierre, South Dakota — addressed to John L. Saggau, President, Liberty American Corporation, Lincoln, Nebraska. She signed it "fat Sal" with a little smiley face, and closed with "Yea, Tip the Bear..." — a nickname that tells you everything about who he was to his family.
Paul Saggau
Tom Saggau
Joanne Saggau
Malcolm McKillop
Sally Saggau Reiman
Sally worked as receptionist and secretary on the fourth floor of Mutual of Omaha headquarters in Omaha — stationed just outside the office of Mabel Chriss, wife of Dr. Chriss, founder of Mutual of Omaha. Mabel was a formidable presence. When her chauffeur dropped her at the front door, the fourth floor would be alerted immediately — fresh flowers had to be on her desk and everyone in their place before she arrived. Sally once recalled the day Conrad Young came quietly to her desk and said, "Mrs. Chriss thinks your skirt might be a little too short." The kind of story you only get when you were truly there.
Adeline "Addie" Reiman
The third generation — now with an expanded portfolio and a growing network of organizational partnerships including Sioux Steel Company. HiRoad Ranch, home of her BetterLife lodge, serves as her office and community hub. Protecting heartland families, one relationship at a time.
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